Annual Budget & Debt Payoff Tracker Bundle – Google Sheets Finance Tool

📊 Annual Budget & Debt Payoff Tracker – Google Sheets | Snowball & Avalanche | Digital Download

Take control of your money for the entire year — and finally make real progress toward becoming debt-free.

This 2-in-1 Annual Budget & Debt Payoff Toolkit is designed to give you clarity, structure, and momentum. Plan your finances year-ahead, understand exactly where your money goes, and pay off debt faster using proven Snowball or Avalanche methods — all in one smart Google Sheets system.

Created by a finance professional with 15+ years in banking, this toolkit turns overwhelming finances into a clear, visual plan you can actually stick to.

📦 What’s Inside:

• Annual Budget Tracker (Google Sheets) to plan and track your full financial year in one place
• Annual dashboard for income, expenses & savings
• Automatic monthly syncing (January–December) + annual totals by category
• Expense breakdown by type (subscriptions, bills, everyday spending)
• Personalised setup — add your name & year
• Visual charts for budget vs actual spending
• Debt Payoff Tracker (Snowball & Avalanche) to pay off debt strategically and stay motivated
• Choose Snowball or Avalanche method + clear debt-free date & payoff timeline
• Auto-calculates interest, repayment progress, and total interest saved over time
• Visual progress rings for each debt

✨ Why You’ll Love It:

• See the big picture — annual budgeting + debt payoff in one connected system
• Auto-calculating — no formulas required
• Clean, visual dashboards for clarity & motivation
• Simple, intuitive layouts that are easy to keep up with
• Google Sheets — no apps, no logins, no subscriptions
• Works for any income level or financial stage

📥 What You’ll Receive:

• A PDF with access links to the Google Sheets Annual Budget & Debt Payoff Trackers
• A PDF guide with step-by-step instructions

🖥️ How it works:

You’ll receive instant access after purchase. Download the PDF, open the link, and make a copy to your Google Drive to start tracking immediately.

Some cells are protected to preserve formulas and prevent accidental edits, while input fields and categories remain fully editable. A free Google account is required.

💬 Need help? If you need support setting up your tracker, just send a message — happy to help 💚