Debt Payoff Planner – Snowball and Avalanche Google Sheets Tool

Get out of debt faster with a powerful, easy-to-use Google Sheets planner that uses both the Snowball and Avalanche methods.

Whether you're starting small or tackling big balances, this template helps you stay focused, track progress, and build momentum with every payment.

💡 What’s Inside:

• Snowball and Avalanche payoff calculators
• Auto-updating debt totals and visual progress bars
• Motivational milestones (25%, 50%, 75%, 100%)
• One-click method comparison to choose your payoff path
• Simple, single-tab layout for easy use

✅ Why You'll Love It:

• See exactly how long each method takes—and how much interest you save
• Track each payment and remaining balance automatically
• Choose your strategy with confidence
• Beginner-friendly and mobile-accessible

📥 What You’ll Receive:

• PDF with a link to the Debt Payoff Tracker (Google Sheets)
• Step-by-step instruction PDF

How it works:
Open the download link, duplicate your file to Google Drive, and start entering your balances. The sheet will automatically calculate your timeline and update your progress as you go.

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